Maybe with that title, I better knock on wood. Hey, does anyone know how that saying got started? Anyway, maybe I better explain. I was originally mad at the IRS for not sending me the usual book full of forms and instructions. It is so much easier for me to use that book, by filling in forms and leafing through the instructions. I could read the instructions with the form in front of me. Yep, I sure missed that book.
Well, I went to the internet, looked up the directions I needed, filled in their forms, and printed out the completed forms. That all went much, much better than I had anticipated. Checked everything over and signed the forms. Before mailing them in, I did remember to make copies. Hey, that wasn’t too bad. The most time spent is the preparation and finding all the information that I needed to fill them out.
I noticed that my refund was deposited in my checking account on the 17th of this month. That was quick. Now, I don’t usually get a refund. In normal years, I try to make fairly accurate estimated quarterly payments, using the fourth quarter to adjust the amount. I can usually hit it within a hundred or two to the total owed. Now last year was different. The first three quarters were based on the year before and I only had les than 40 hours of work last year. That is why I had a refund. I will call it a forced savings account, and be happy with that.
Now, what the heck do I do about the quarterly payments this year? I have already, last week, worked as many hours as I did all of last year. There are still 9 months left, so I must assume that I will get some more work, but how much. I guess I will continue the estimated payments, but cut them way down. Like I said, I will just figure it as a forced savings account if I don’t get the expected work. Actually, I don’t really want the work but it does help pay for the gas for any trips that we may take...